Pay As You Drive | Bad Credit? Poor Credit Rating?


Join us and work as a team to improve your credit score.

Pay as you go car finance is a new scheme to help with credit problems to get you back on the car finance ladder and repair your credit rating.
All applications are looked at personally.

What ever your financial situation, we are here to help. We have helped customers in all sorts of financial positions. We understand that everybody’s credit ratings and situations are different, which is why we base the decisions on your current affordability.

We want to help you find your dream car, that suits your overall needs and keep it within your monthly budget. You must have a minimum income of £1000 per month.

tick Poor Credit History
tick Benefits or disability
tick Self employed
tick CCJ’s, defaults, arrears or no credit history
tick Refused elsewhere
tick Non UK license
tick All of the above – YOU CAN STILL APPLY!


EASY AS 1-2-3

We are here to help you get your dream car at an affordable monthly cost.


Its all done in 60 seconds, three very easy steps:

  • Complete our simple and straight forward online application.
  • Submit.
  • We get to work on your approval.


We like to make sure our customers know that we are open and honest with them regarding any of our terms, conditions and rates. By us being as transparent as possible with our affordable car loans, we have helped them re-establish their credit rating and get them back on track.

You decide the amount you would like to borrow and choose the term length.

Every payment you make on time with us will help to establish a positive credit history and improve your credit score. The longer you’re able to go without missing or delaying a payment, the faster your credit score will rebuild. We provide you with clear and easy to understand terms, award winning customer service and leading technology to make sure it’s as simple and easy as possible for you.



Representative Example: Cash Price £3999 Deposit £99 Amount of Credit £3900 Interest Charges £1659.80 Total Amount payable £5658.80 – 60 payments of £92.66

AutoProtect’s FCA Registered Number is 312143. AutoProtect’s permitted business is arranging, advising and administering non-investment General Insurance Contracts. Payasudrive arrange finance for the purchase of vehicles from Pinetree Car Superstore only.